Faced with the impact of the epidemic in 2020, various regions have issued consumption vouchers to stimulate consumption. Numbers of provinces and cities that issued consumption vouchers and the scale of issuing consumption vouchers in this round are far beyond the past. Based on investigating the current practice of issuing consumption vouchers in various regions, this article points out three problems: the lack of cohesion between short-term stimulus of consumption and construction of the new development paradigm, the lack of top-level design while local governments introducing different local policies, the tension between financial subsidies and fiscal constraints. Aiming at these problems, from perspective of the new development pattern, it is proposed to reconstruct the current consumption vouchers into consumption financial vouchers that integrates fiscal policy and financial policy, making it become a long-term policy and an important macro-control tool for expanding domestic demand in construction of the new development pattern. The institutional design of consumption financial vouchers should be consistent with the new features and new trends of the social structure. Consumption financial vouchers for low-income groups should be based on financial subsidies, supplemented by interest subsidies and credit guarantees for consumption of major living items. Consumption financial vouchers for middle-income groups should be based on interest subsidies and expand consumption through consumer finance. The national top-level design of consumption financial vouchers should be increased and the scope and intensity of industries supported by the central and local financial are also should be defined.